Enter your monthly income and savings to instantly see your personal savings rate and what it could mean for your long-term financial freedom.
Enter your monthly income and savings to see how much of your income you are currently keeping for your future.
Your savings rate is the percentage of your income that you keep for your future instead of spending today. This calculator is designed to work for anyone, anywhere in the world, using any currency.
Type the total amount of money you take home each month after tax and mandatory deductions.
Add up everything you save or invest monthly: savings accounts, retirement contributions, investments, or sinking funds.
Optionally enter a target savings rate (like 20%) to see how far above or below that goal you are.
Your savings rate is one of the most important numbers in personal finance. While income tells you how much money comes in, savings rate tells you how much you actually keep. A higher savings rate gives you more flexibility, more resilience during hard times, and a faster path to financial independence.
Yes. Because the calculator works with percentages, you can use any currency. Just be consistent between income and savings.
You can either use an average of the last few months or update the calculator every month to see how your savings rate moves over time.
